There is a much hush-hush about the European Health Insurance Card or EHIC. There are total 32 participating states that avail the benefits of EHIC. Among them, 31 are the member states of EEA (European Economic Area) such as Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, and the United Kingdom with the addition of Switzerland. 28 are the member states of the EU (European Union), and the rest 4 are the member states of the EFTA (European Free Trade Association).

It is always important to understand the nature of specific plans are when considering expatriate health insurance. Some are more all-inclusive than others and if the client is depending on certain aspects of the plan to be there then it is vital that they understand for certain that it will be covered. There will be nothing more concerning than finding out that a medical treatment that was taken to be a part of the plan isn’t actually covered.

The simpler a claim process can be and the faster it can be processed, the better ex-pat medical insurance is ultimately deemed to be. This is because in a time when the client is injured or could be seriously ill, the last thing they and their families need to be worrying about is if everything is covered.